Term family takaful
i-Great Chinta
An option for family protection needs upon death or total and permanent disability, subject to terms.
Who might this be relevant for?
For discussing hibah takaful needs after assessing existing protection and affordability.
Key points.
- Hibah planning options of RM800,000 and above through Pelindung.my.
- Death and TPD benefits are subject to their respective definitions and age limits.
- Payment options of 5, 10, 20 years or throughout the term; permitted combinations depend on the product.
- Term options of 10 or 20 years, or up to age 60, 70 or 80 next birthday.
- Account value components and i-Saver options should be explained separately from protection.
Understand the limits and terms.
- TPD is covered until the certificate anniversary at age 70 next birthday, according to the write-up. Do not confuse this with the death benefit term.
- Automatic extension to age 100 is conditional and does not apply to 10- or 20-year terms. Riders have their own extension limits.
- Projected values are not guaranteed. Tabarru’ rates are not guaranteed; review the contribution revision terms.
The certificate must remain in force for the relevant extension. Waiver benefits depend on the selected rider and are not automatic for all participants.
Summary based on supplied product documents. Subject to current product terms, conditions and documents. Refer to the illustration and certificate for full benefits.