ARTICLES & IDEAS

Want RM10,000 a Month in Retirement?

RM10,000 a month equals RM120,000 a year. At an assumed 5%, the mathematical capital estimate is about RM2.4 million.

Original visuals in Bahasa Melayu. English explanations are provided on this page.

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Retirement guide 1 of 6
RM10,000 is only an example. The assumed 5% is not a guaranteed return, not the i-Great Majestik return rate and not a guarantee of lifelong income.

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Retirement guide 2 of 6
RM10,000 is only an example. The assumed 5% is not a guaranteed return, not the i-Great Majestik return rate and not a guarantee of lifelong income.

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Retirement guide 3 of 6
RM10,000 is only an example. The assumed 5% is not a guaranteed return, not the i-Great Majestik return rate and not a guarantee of lifelong income.

4 / 6

Retirement guide 4 of 6
RM10,000 is only an example. The assumed 5% is not a guaranteed return, not the i-Great Majestik return rate and not a guarantee of lifelong income.

5 / 6

Retirement guide 5 of 6
RM10,000 is only an example. The assumed 5% is not a guaranteed return, not the i-Great Majestik return rate and not a guarantee of lifelong income.

6 / 6

Retirement guide 6 of 6
RM10,000 is only an example. The assumed 5% is not a guaranteed return, not the i-Great Majestik return rate and not a guarantee of lifelong income.

Start with a review.

5% is not a guaranteed return or safe withdrawal rate. Inflation, retirement duration, market risk and other resources need to be included in a full assessment.

  1. Imagine the monthly expenses you will need after retirement.
  2. List available EPF, savings, investments and income sources.
  3. Review the funding gap and match plan maturity to your retirement plans.

Understand first. Review first. Then choose.

Everyone has different needs. Use this idea to start a discussion, not as a personal product recommendation.

Review my needs