Savings planning with takaful protection
i-Great Majestik
Complement education or retirement preparations with a takaful savings plan. Match maturity to when you need the funds.
Who might this be relevant for?
For discussing children’s education needs after assessing existing protection and affordability.
Key points.
- Coverage term options of 10, 15, 20, 25 or 30 years.
- Payment term options of 3, 5, 10 or 20 years, subject to permitted combinations.
- Account value elements, death/TPD protection and i-Saver options according to product terms.
- The Prevailing Sum Covered is defined as 105% of total Basic Contributions paid, less credited Investment Booster. This is not 105% of a projected retirement fund.
Understand the limits and terms.
- Future account values depend on performance and charges; projections are not guaranteed returns.
- Early termination may result in a surrender value below total contributions paid.
- Product bonuses or boosters are not annual investment return rates.
- Non-accidental death in certificate years 1–2 uses the contribution refund formula in the certificate. For accidental death in years 1–2 and death from year 3 onwards, the formula compares the Prevailing Sum Covered with PIA cash value, then adds the applicable PUA account value. Refer to the benefit schedule for full details.
Review your goals, maturity term, affordability, charges, benefits and applicable contributor or waiver riders before choosing.
Summary based on supplied product documents. Subject to current product terms, conditions and documents. Refer to the illustration and certificate for full benefits.